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Fixed rate and affordable monthly payment
Enjoy the peace of mind that comes from knowing exactly what your payment will be each month. No rate hikes, no surprises. Simplify your life with one payment on the same date each month, instead of managing multiple bills with due dates scattered throughout the month.

Rate reduction
To structure your loan with the lowest possible monthly payment or lowest possible interest rate, you have the option of choosing a loan that has points and/or prepayment charge to lower your rate. (Not available in all states.)


Tax advantages

The interest you pay on your Premier Equity loan is often completely tax-deductible. Most other forms of credit don't offer any tax deduction. Consult a tax advisor about the specific tax benefits available to you.



Consolidate debt or get the cash you need
You can use your home equity loan to consolidate your high-rate credit cards, loans, or other expenses. Plus, you can get the cash you need for home improvements or upcoming expenses, all with one easy payment. With rates lower than most credit cards, what are you waiting for?


A choice in loan term
10, 15, 20, 25 and 30-year loans are available.







No origination fees
You'll pay no application fee and no origination fee.



Convenience

Applying for a Premier Equity loan couldn't be easier. You can submit all the necessary information by email, phone, and fax. We'll do the rest. In most states, we can even arrange for an agent to come to your home when it's time to sign your final loan documents.